Love your joke about Jesus, Todd. It's so true. I'm 35 and I have to WORK to keep my friendships going. We all do, at this age. But, it's totally worth it.

And here's a confession... I need to learn the lesson about not saving more money. I should reframe that - I am learning that lesson now, and I'm moving forward with a plan for establishing an Emergency Savings Account, as a place to start. (I follow Suze Orman's advice when it comes to finances. I think she's awesome.)

Thanks for sharing your lessons with us. Well done!